If you’re looking for a credit card that offers a competitive mix of cash back rewards, a generous intro APR period, and trusted banking support, the Chase Freedom Unlimited® Credit Card delivers on all fronts. This card is ideal for individuals who want simplicity, long-term value, and flexibility from their everyday spending.
Key Benefits of the Chase Freedom Unlimited
1. Unlimited 1.5% Cash Back on Every Purchase
With no cap or expiration on rewards, you’ll earn a flat 1.5% cash back on every purchase you make—no matter the category. This makes the card a great fit for people who want steady, reliable rewards on all spending.
2. Bonus Categories for Elevated Rewards
In addition to the base rate, you’ll earn 5% cash back on travel booked through Chase Ultimate Rewards®, 3% on dining (including takeout and delivery), and 3% on drugstore purchases.
3. Introductory 0% APR on Purchases and Balance Transfers
Enjoy a 0% intro APR for 15 months from account opening on purchases and balance transfers. After that, a variable APR applies. This feature provides breathing room for larger expenses or debt consolidation.
4. No Annual Fee
This card charges no annual fee, making it cost-effective to carry—whether you use it occasionally or as your daily spender.
5. Cash Back That’s Easy to Redeem
Redeem rewards through Chase Ultimate Rewards for statement credits, direct deposit, travel, gift cards, or shopping with points at checkout on select platforms like Amazon.
6. Earn a Welcome Bonus
New cardmembers can earn a $200 bonus after spending $500 on purchases in the first 3 months from account opening.
7. Combine Rewards with Other Chase Cards
If you hold a premium Chase card (like the Sapphire Preferred® or Sapphire Reserve®), you can combine points for more redemption value through the Chase travel portal.
8. Purchase Protection and Extended Warranty
Eligible purchases are covered against damage or theft for 120 days, and eligible warranties are extended by an additional year on qualifying items.
9. Contactless and Digital Wallet Compatibility
Tap to pay in-store or add the card to your favorite mobile wallet for seamless, secure checkouts.
10. Account Alerts and Fraud Monitoring
Stay informed with real-time transaction alerts, and benefit from Chase’s 24/7 fraud protection.
11. No Minimum to Redeem Rewards
There’s no need to wait until you’ve hit a threshold—redeem your rewards at any time, in any amount.
12. Free Credit Score Access
Check your credit score regularly with Chase Credit Journey®, a free feature available to all cardholders.
Who Can Apply?
To apply, you should:
- Be at least 18 years old (or 19 in certain states)
- Have a valid Social Security number
- Be a U.S. resident with a physical address
- Have good to excellent credit (recommended 670+ credit score)
How to Apply
- Visit the Chase Freedom Unlimited page on the Chase website
- Click “Apply Now”
- Complete your personal and financial information
- Submit and receive a credit decision—often within minutes
