The Chase Freedom Unlimited is like that reliable friend who always has your back, making sure you get something extra from almost every dollar you spend. It’s a powerhouse that won’t cost you a dime in annual fees, and it dishes out between 1.5% and 5% cash back on all sorts of purchases – from your morning coffee to your next big adventure.
The Chase Freedom Unlimited: Your Everyday Spending Sidekick
Why You’ll Love the Chase Freedom Unlimited: Top 10 Reasons
- 5% Back on Chase Travel: Planning a getaway? Book your flights, hotels, or rental cars through Chase Travel and watch your rewards stack up!
- 3% on Dining (Including Delivery!): Treat yourself! Every meal out, every takeout order, every delivery earns you more.
- 3% at Drugstores: Get rewarded for those everyday health and wellness buys.
- 1.5% on Everything Else: For all those other purchases, you still get a solid flat rate – no effort needed!
- $200 Welcome Bonus: A nice little boost! Spend just $500 in your first three months and get $200 back.
- 0% Intro APR for 15 Months: Need to make a big purchase or tackle a balance transfer? Enjoy 15 months of 0% APR.
- Absolutely No Annual Fee: Keep every single reward you earn. This card is truly free.
- Ultimate Rewards® Flexibility: Here’s where it gets exciting! Your points can be transferred to Chase Sapphire® or Ink® cards, unlocking even bigger value for premium travel.
- Built-In Travel Protections: Travel with peace of mind. This card comes with perks like rental car insurance and travel insurance.
- Easy, Unlimited Redemption: Redeem your rewards your way – as cash back, travel credits, gift cards, or even for purchases on Amazon.com.
A Few Things to Keep in Mind:
- 3% Foreign Transaction Fee: This card is best for your purchases right here at home, as you’ll pay a fee for international transactions.
- Good Credit Needed (700+): It’s designed for those with good credit, so it might not be the best starting point if you’re new to credit.
- APR Jumps After Intro Period: Remember that the 0% intro APR is temporary. Keep an eye on your payments to avoid higher interest rates once that period ends.
Who Is This Card Perfect For?
The Chase Freedom Unlimited was made for folks who are smart with their money but also love a good deal without the fuss. If you’re someone who wants straightforward, generous cash back on travel, dining, drugstore visits, and all your daily buys, this card makes every swipe consistently more rewarding – no tracking categories or remembering complicated rules. It’s ideal if you appreciate a solid flat-rate cash back model but also want the flexibility to redeem your rewards in various ways, including for premium travel.
